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The Illinois Public Risk Fund

IPRF Green Logo

The Illinois Public Risk Fund (IPRF) is Illinois’ largest self-insured pool for workers compensation coverage. IPRF currently serves over 500 public entities and governmental agencies throughout Illinois. These participating public entities have pooled their workers compensation exposures and controlled costs through a unified loss prevention and claims management program.

  • A Board of Trustees elected by Fund participants oversees the operation of the Fund and governs it in accordance with State of Illinois rules and guidelines.
  • In contrast to large insurance companies, 80% of each IPRF premium dollar is added to the loss fund while 20% is allocated to the purchase of excess insurance and administration costs.

Member Entities Share in the Savings…

As a self-insured pool, all investment earnings accrue to the fund. Profits are based on the underwriting surplus realized by the group and members share in this surplus based upon individual and overall member claims experience.

Contact Information:

Robert Buhs
Illinois Public Risk Fund
7851 W. 185th St, #101
Tinley Park, IL   60477
Phone:  708-429-6300



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